Temporal Distance to Retirement and Communication Framing: Enhancing Retirement Financial Decision Making

All of the authors are associated with the College of William and Mary. Nicole Votolato Montgomery is an assistant professor of marketing, Lisa R. Szykman is an associate professor of marketing, and Julie R. Agnew is an associate professor of economics and finance. The research reported herein was pursuant to a grant from the U.S. Social Security Administration (SSA) funded as part of the Financial Literacy Research Consortium (FLRC). The findings and conclusions expressed are solely those of the authors and do not represent the opinions or policy of SSA, any agency of the federal government, the FLRC, the College of William and Mary, or Boston College. We would like to thank Kathryn Holt for her excellent research assistance.